PRIVACY POLICY

Insight Microfinance Bank ("we", "our", "us") is committed to protecting the privacy and security of your personal information. This Privacy Policy outlines how we collect, use, disclose, and protect your personal information when you use our Mobile App, Website, or Services.

1. Information We Collect:

• Name
• Bank Verification Number (BVN)
• Contact information (e.g., address, email address, phone number)
• Date of birth
• National identification number
• Financial information (e.g., bank account details)
• Employment details
• Other information you provide to us voluntarily

2. How We Use Your Information:

• To provide and maintain our services
• To process and manage your transactions
• To communicate with you regarding your account or inquiries
• To comply with legal and regulatory requirements
• To improve our services and develop new products
• To prevent fraud and enhance the security of our website and services

3. Disclosure of Your Information:

• To our affiliates, service providers, and business partners who assist us in providing our services
• To comply with legal obligations or respond to lawful requests from government authorities
• To protect the rights, property, or safety of Insight Microfinance Bank, our customers, or others
• In connection with a merger, acquisition, or sale of assets

4. Data Security:

We implement appropriate technical and organizational measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction.

We require all parties, including our staff and third parties processing data on our behalf, to comply with relevant policies and guidelines to ensure the confidentiality and protection of information in use, in transit, and while in storage.

Where we have provided you (or where you have chosen) a password that grants you access to our Mobile Application or any of our services, you are responsible for keeping this password confidential.

5. Data Retention:

We keep your data for the duration necessary to fulfill the purpose(s) for which it was collected.

Any data that no longer serves the purposes for which it was collected is securely disposed of once identified as such.

6. Your Rights:

You have the right to access or correct your personal information. You may also have the right to restrict or object to the processing of your personal information, as permitted by applicable law.

To exercise your rights or if you have any questions or concerns about our handling of your personal information, please contact us using the contact information provided below.

7. Changes to this Privacy Policy:

We reserve the right to update or modify this Privacy Policy at any time. Any changes will be effective immediately upon posting the updated Privacy Policy on our website.

We encourage you to review this Privacy Policy periodically for any updates.

8. Contact Us:

If you have any questions or concerns about our Privacy Policy or our handling of your personal information, please contact us at: